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College Scholarships

By Exforsys | on February 26, 2007 |
Scholarships

College Scholarships

As the cost of education continues to increase, more students will be looking for college scholarships as an alternative to student loans. While many colleges and universities urge students to get student loans, these loans will become a burden after graduation, especially if the student is not able to quickly start a career in the field they majored in. There are a wide variety of scholarships available, and while some come from colleges and universities, others will come from corporations or foundations.

One thing that all scholarships have in common is that students are expected to meet requirements. However, these requirements will vary from one scholarship to another.

A need based scholarships is one that is based on the need of the student. In most cases, this need will be financial in nature. However, scholarships should not be confused with financial aid such as FAFSA. While financial factors may be taken into consideration, students may also be expected to meet academic requirements. They may have to maintain a minimum GPA of 3.0, and they may also be required to major in a specific field. Need based scholarships tend to offer more money than private scholarships, but there are exceptions to this rule. In addition to students who come from low income families, scholarships are also good for students who come from high income families.

If a student is from a high income family, but their parents refuse to pay for their tuition, they will often not be allowed to use financial aid programs like FAFSA. A need based scholarship is a great way for them to fund their education without having to rely on their parents. Private scholarships are those that are offered by private institutions, corporations, or any other entity that is not connected to the federal government. Private scholarships can be quite elusive, and the requirements can be strict. However, private scholarships tend to be easier to get once you’ve actually found them. Well known scholarship programs generally have fierce amounts of competition, and lesser known scholarships are easier to obtain.

To get a college scholarship, it is important for students to do their research. If you’re in high school, you will want to speak with a guidance counselor. Guidance counselors tend to be highly skilled in finding scholarships, and they can be a important source of information for the people who use them. If you are not in high school, career counselors may be able to assist you as well. To get a scholarship, it is important for students to maintain a clean record, and they must have a history of academic excellence. When a student is reviewed for a scholarship, the organization will generally start with the students high school performance. This is why it is so important to start getting good grades as soon as you enter high school.

Consistently maintaining a high GPA will make it easier to obtain a scholarship. It should also be noted that there are many scholarships available that are offered by colleges and universities. Many of these institutions will not advertise their scholarships to the public, and it is up to students to enquire about them. Because these scholarships are not widely known to the public, they are easier to obtain. However, many of the scholarships offered by colleges require students to only attend that institution, and the student may not be allowed to go to the college of their choice if they wish to get these scholarships.

Need based scholarships tend to be better in the sense that they allow students to attend a larger selection of educational institutions.

When you apply for college, it is important to make scholarships, financial aid, and grants your priority. Avoid student loans as much as you can. Only use student loans in the even that your scholarships, grants, or FAFSA cannot fully cover the costs of your classes. Unfortunately, many financial aid deparments will try to persuade you to get student loans without considering scholarships. It is up to your to make it clear to them that you want to talk about scholarships first, and student loans later.

Because of the rising costs of education and the burden of student loans, you goal as a student should be to graduate with as little debt as possible. Parents can help their children by saving money for college as soon as they’re born.

« « List of Popular Scholarship and Grants
Procedure for getting Scholarships » »

Author Description

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Editorial Team at Exforsys is a team of IT Consulting and Training team led by Chandra Vennapoosa.

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